We are Joseph and Janae Ross, parents of two children and a dog, who are passionate about providing you tips, tools, resources and product reviews to help you manage your personal finances.

Our passion stems from backgrounds that lacked in-depth financial literacy. We were raised to appreciate the value of a dollar, but weren’t exactly taught how to budget or make it grow. Individually, we had savings and a few shares of stock, but desired more for our family.

The management of finances was something we better understood through trial and error and by learning from books and online sources. Now we would like to share our knowledge with you so that your family can reach financial freedom and milestones!